This form is an initial screening questionnaire for the purpose of trying to catch some of the problems that might make a bankruptcy more difficult for you.
While you can file on your own, having a lawyer can be a big help. They know the ins and outs of the process, making things smoother and less stress-filled.
Absolutely! Once you file, an automatic stay kicks in, meaning creditors must cease their collection efforts. It’s like hitting the pause button on the constant calls and letters.
Filing for bankruptcy will likely take a hit on your credit score, but it's not the end of the world. Many folks find that they can rebuild their credit score over time by practicing good financial habits.
Not necessarily! In many cases, you can keep your essential property, like your home and car, especially with Chapter 13. Each case is unique, so it’s best to check your options.
Anyone living in Columbus facing financial troubles can file for bankruptcy. Whether you're drowning in credit card debt, struggling with medical bills, or behind on your mortgage, bankruptcy could be an option.