This is a sample Adverse Action Notice. An Adverse Action Notice tells the renter that he was denied or approved with conditions. The difference in approval may be due to information found on a consumer credit report, and gives contact information for the credit reporting agency used so the applicant can access the report too.
If you feel you should have received one but didn't, it’s time to reach out to the company or agency for clarification; no stone should be left unturned!
While there's no strict deadline, it's best to act quickly—like a dog on a bone—so you can get things sorted out.
Absolutely! If you spot something that's incorrect, you have every right to challenge it and get it rectified.
The notice will share the reason for the negative action, provide details about the report used, and give you info on how to dispute inaccuracies.
Typically, it's the landlord, employer, or service provider who made the decision that needs to send you the notice.
You should receive this notice right after a decision has been made that negatively affects you based on your credit or background check.
An Adverse Action Notice is a formal communication letting you know that something didn't go your way because of information from a background check or credit report.