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US Legal Forms
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Texas
Corpus Christi
Chapter 13 Discharge

Corpus Christi Texas Chapter 13 Discharge

Category:

Bankruptcy - Official - National

State:

Multi-State

City:

Corpus Christi

Control #:

US-B-3180W

Format:

PDF

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Description

Chapter 13 Discharge

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Interesting Questions

Can I still get credit after my Chapter 13 discharge?

Absolutely! Many people start rebuilding their credit after a Chapter 13 discharge, but it might take a little time and good financial behavior to see improvements.

How will a Chapter 13 discharge affect my credit score?

While having a Chapter 13 discharge will drop your score initially, it can help in the long run by showing you're managing your debts responsibly. It's a step towards better credit!

Can I file for Chapter 13 more than once?

Yes, you can file for Chapter 13 more than once, but there are some rules. It’s best to check with an attorney to make sure you’re on the right track.

What happens to my property after a Chapter 13 discharge?

Once your Chapter 13 plan is discharged, you should keep your property and assets as long as you’ve made your payments and are keeping up with any requirements.

Will all my debts be discharged under Chapter 13?

Not all debts are created equal! While many unsecured debts can be discharged, things like child support, student loans, and certain tax debts usually stick around.

How long does it take to get a Chapter 13 discharge?

Typically, it takes about three to five years to get a Chapter 13 discharge once you’ve started making payments as per your repayment plan.

What does a Chapter 13 discharge mean for me in Corpus Christi?

A Chapter 13 discharge means you’ve successfully completed your repayment plan and can wipe the slate clean on most of your debts, giving you a fresh start.