If your lender won't provide a duplicate release, you can try discussing it further with them or seek help from a real estate attorney for guidance.
You should receive a confirmation from the lender once your request is processed, and you’ll get a copy of the duplicate release sent to you.
There's no hard and fast rule, but it's best to ask for it as soon as you notice the original is missing to avoid any hiccups down the road.
To get a duplicate release in Memphis, you usually contact the lender who issued the original release and request a copy from them.
You might need a duplicate release if the original was lost or never received, so you can prove the lien is officially lifted.
You typically send your request to the lender or agency that originally provided the release. Just like dropping a letter in the mailbox, make sure to include all your details!
It can vary, but usually you’ll get it in a few weeks. Good things come to those who wait!
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Memphis Tennessee Sample Letter for Duplicate Releases