Chula Vista California Notice of Right of Rescission or Right to Cancel regarding Mortgage, Lien or Security Interest on Borrowers' Residence

State:
Multi-State
City:
Chula Vista
Control #:
US-03282BG
Format:
Word; 
Rich Text
Instant download

Description

According to 12 CFR 226.23, in a credit transaction in which a security interest is or will be retained or acquired in a consumer's principal dwelling, each consumer whose ownership interest is or will be subject to the security interest shall have the right to rescind the transaction, with some exceptions. To exercise the right to rescind, the consumer shall notify the creditor of the rescission by mail, telegram or other means of written communication. Notice is considered given when mailed, when filed for telegraphic transmission or, if sent by other means, when delivered to the creditor's designated place of business. The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice
required by paragraph (b) of this section, or delivery of all material disclosures, whichever occurs last.


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If you're considering a move to San Diego, take a look at Chula Vista. The area offers a perfect balance between city living and suburban relaxation. In fact, living in Chula Vista offers plenty of outdoor beauty, diversity, and friendly people all within close proximity to San Diego's top attractions.

The total driving distance from Chula Vista, CA to Tijuana, Mexico is 11 miles or 18 kilometers. The total straight line flight distance from Chula Vista, CA to Tijuana, Mexico is 9 miles. This is equivalent to 14 kilometers or 8 nautical miles. Your trip begins in Chula Vista, California.

Enjoy a two-nation vacation. A trip to San Diego means easy access to international travel with the Mexican border just 17 miles from downtown. Once in Baja, in a two-hour radius from San Diego, you'll discover urban culture, beach communities and a bucolic countryside.

The most significant difference between living in both cities is the cost of housing, with Chula Vista being 13.9 percent cheaper than San Diego in average mortgage and rent spending.

Living Wage Calculation for San Diego-Chula Vista-Carlsbad, CA 1 ADULT2 ADULTS (BOTH WORKING) 0 Children3 Children Living Wage $29.52 $42.78 Poverty Wage $7.24 $8.79 Minimum Wage $16.00 $16.00

7 Affordable San Diego Neighborhoods Serra Mesa: Affordable Living with a Community Vibe. Normal Heights: The Charm of Affordable Urban Lifestyle. Linda Vista: College Vibes in a Budget-Friendly Neighborhood. Mission Valley: Shopping and Affordability Combined. Downtown San Diego: High-Rise Living Without the High Costs.

Chula Vista boasts more than 52 square miles of coastal landscape, canyons, rolling hills, mountains, quality parks, and miles of trails. Chula Vista is a leader in conservation and renewable energy, has outstanding public schools, and has been named one of the top safest cities in the country.

Just seven and a half miles from the border, Chula Vista (or ?Chula-Juana as it's often called) was first settled by people migrating from Mexico, and you'll find the cultural impact is still clearly seen today.

With a cost of living index of 154.9, the cost of living in Chula Vista is nearly 55 percent higher than the national index of 100 and five percent higher than the state average of 149.9.

The most affordable of the largest cities in the San Diego metro is Chula Vista, where homeowners spend 48.26% of their earned money for the year. This South Bay community also has the lowest median purchase price among the largest cities in the metro for a home at $725,000, the report shows.

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Chula Vista California Notice of Right of Rescission or Right to Cancel regarding Mortgage, Lien or Security Interest on Borrowers' Residence