Seattle Washington Request for Disclosure of Reasons for Denial of Credit Application Where Action Was Based on Information Not Obtained by Reporting Agency

State:
Multi-State
City:
Seattle
Control #:
US-01402BG
Format:
Word; 
Rich Text
Instant download

Description

The Fair Credit Reporting Act (FCRA) is designed to help ensure that credit bureaus furnish correct and complete information to businesses to use when evaluating your application. Your rights include:


The right to receive a copy of your credit report. The copy of your report must contain all of the information in your file at the time of your request.


The right to know the name of anyone who received your credit report in the last year for most purposes or in the last two years for employment purposes.


Any company that denies your application must supply the name and address of the credit bureau they contacted, provided the denial was based on information given by the credit bureau.


The right to a free copy of your credit report when your application is denied because of information supplied by the credit bureau. Your request must be made within 60 days of receiving your denial notice.


If you contest the completeness or accuracy of information in your report, you should file a dispute with the credit bureau and with the company that furnished the information to the bureau. Both the credit bureau and the furnisher of information are legally obligated to investigate your dispute.


A right to add a summary explanation to your credit report if your dispute is not resolved to your satisfaction.

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FAQ

SEATTLE - Seattle has ranked among the Top 20 happiest cities in America, ing to a new study.

Seattle gets less rain annually than Boston, New York City, Philadelphia, Miami and many other major metro areas. Surrounded by both mountains and water on two sides, the natural beauty of Seattle is one of the biggest draws for residents.

Seattle is loved by visitors for many reasons, and is routinely on national "best of" lists, including Money's Best Places to Travel in 2023.

Are you moving to Seattle with your family? The Emerald City is one of the best places to live on the West Coast! With a variety of family-friendly activities, great schools, and affordable neighborhoods, the city of Seattle is a great place to settle down.

Reasons to Visit Seattle, More Than Once The city strikes a good balance with its bustling metropolis set in contrast against the beautiful Mount Rainier and the Olympic Mountain Range that looms over the Puget Sound in the distance. Each neighborhood is distinct, so there's always something new to discover. 10 Things We Love About Seattle - Hotels.com hotels.com ? usa ? things-we-love-seattle hotels.com ? usa ? things-we-love-seattle

Why it matters: Seattle's shortage of affordable housing regularly grabs headlines. But these figures show how people living here also have to contend with higher costs for food, health care and other services, making life in the Emerald City even less affordable. Seattle has 9th-highest cost of living in U.S., study finds - Axios axios.com ? local ? seattle ? 2023/11/16 ? c... axios.com ? local ? seattle ? 2023/11/16 ? c...

While residents love the good jobs and easy access to lots of outdoor activities, families also love that Seattle public schools are highly rated. And there are all kinds of cultural activities like museums, parks, and trails perfect for all ages available throughout the city. What Are the Pros and Cons of Living in Seattle in 2024? - PODS pods.com ? blog ? pros-cons-living-in-seattle pods.com ? blog ? pros-cons-living-in-seattle

What is Seattle Most Famous For? Space Needle. Seattle Waterfront. Pike Place Market. Olympic Sculpture Park. Museum of Pop Culture. Fremont Troll. Chihuly Garden and Glass. Ballard. 11 Best Things to Do in Seattle - Hotels.com Australia hotels.com ? usa ? things-to-do-seattle hotels.com ? usa ? things-to-do-seattle

Despite the high cost of living, many people still choose to live in Seattle because of its many attractions and opportunities. The city is home to a thriving arts and culture scene, a wide range of outdoor activities, and a diverse population that offers a rich tapestry of experiences and perspectives.

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Seattle Washington Request for Disclosure of Reasons for Denial of Credit Application Where Action Was Based on Information Not Obtained by Reporting Agency