Memphis Tennessee Request for Disclosure of Reasons for Denial of Credit Application Where Action Was Based on Information Not Obtained by Reporting Agency

State:
Multi-State
City:
Memphis
Control #:
US-01402BG
Format:
Word; 
Rich Text
Instant download

Description

The Fair Credit Reporting Act (FCRA) is designed to help ensure that credit bureaus furnish correct and complete information to businesses to use when evaluating your application. Your rights include:


The right to receive a copy of your credit report. The copy of your report must contain all of the information in your file at the time of your request.


The right to know the name of anyone who received your credit report in the last year for most purposes or in the last two years for employment purposes.


Any company that denies your application must supply the name and address of the credit bureau they contacted, provided the denial was based on information given by the credit bureau.


The right to a free copy of your credit report when your application is denied because of information supplied by the credit bureau. Your request must be made within 60 days of receiving your denial notice.


If you contest the completeness or accuracy of information in your report, you should file a dispute with the credit bureau and with the company that furnished the information to the bureau. Both the credit bureau and the furnisher of information are legally obligated to investigate your dispute.


A right to add a summary explanation to your credit report if your dispute is not resolved to your satisfaction.

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FAQ

Visitors will generally find more to do in Nashville than Memphis. While Memphis is larger than Nashville, Nashville has more sights, attractions, and activities for tourists. Nashville is more touristy than Memphis and is known for its influence in country music and its many live music venues.

Yes, Memphis is considered a good place to move to, especially for its rich cultural history, affordable cost of living, and friendly community.

Reasons to Visit Memphis The city is known for its influential role in several music genres including the blues, soul, and rock 'n' roll. There are also many music related museums and attractions in town like Graceland, the Rock 'n' Soul Museum, the Blues Hall of Fame and Stax Museum of American Soul Music.

Double your two days would be appropriate. You can certainly hit some high points, but there's a lot more to Memphis than Beale Street and Graceland. I think you'll have a great time and whet your appetite to come back when you have more time. We spent 3 days in Memphis, and had a great time.

Memphis is generally a safe city for tourists.

Known worldwide as the "Home of the Blues & Birthplace of Rock 'n' Roll - not to mention gospel, jazz, R&B, rap and soul. Close to 20 percent of the earliest inductees (24 of the 97) in the Rock 'n' Roll Hall of Fame have come from within a 100-mile radius of Memphis.

Memphis is approximately 212 miles (341 Km) from Nashville. The driving distance can vary slightly depending on the route, but it usually takes 3 to 3.5 hours of drive time. The drive mainly follows the interstate, so you can expect a relaxing and enjoyable journey without major cities causing heavy traffic and delays.

In addition to its influence over music, the city has a great food scene with classic southern favorites such as barbecue. It's often mentioned as one of the best places to visit in major publications, such as in Conde Nast Traveler's Best Places to Go in 2023.

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Memphis Tennessee Request for Disclosure of Reasons for Denial of Credit Application Where Action Was Based on Information Not Obtained by Reporting Agency