Nashville Tennessee Identity Theft Recovery Package

State:
Tennessee
City:
Nashville
Control #:
TN-P013-PKG
Format:
Word; 
Rich Text; 
PDF
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Description

This package contains the forms that are necessary for identity theft victims to effectively deal with creditors and government agencies after their identification is lost or stolen. This package is designed to clear your name, and reduce your time and expense in dealing with identity thieves. The forms in this package are essential to assist in remedying and protecting your credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of your identification. The documents in this package include the following:



1) Federal Trade Commission Affidavit Regarding Identity Theft;

2) Letter to Credit Reporting Company or Bureau Regarding Identity Theft;

3) Letter to Creditors Notifying Them of Identity Theft;

4) Letter to Creditors Notifying Them of Identity Theft for New Accounts;

5) Letter Notifying Law Enforcement of Identity Theft;

6) Letter Notifying Postal Authorities of Identity Theft;

7) Letter Notifying Social Security Administration of Identity Theft;

8) Letter Notifying Other Entities of Identity Theft;

9) Identity Theft Contact Table;

10) Identity Theft Checklist;

11) Identity Theft Protection Guide;

12) Letter of Request for Credit Report; and

13) Letter to Report False Submission of Information.

Purchase this package and save up to 40% over purchasing the forms separately!

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How to fill out Tennessee Identity Theft Recovery Package?

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FAQ

What is the Average Cost of Identity Theft? Most victims, according to the ITRC, lose less than $500. The FTC reports that the median amount of money lost to identity theft is $800. Unfortunately, 21% of identity victims reported losing more than $20,000 to identity thieves in 2020.

CONTACT THE COURT To clear arrest records due to identity theft, you must petition the court for a Judicial Finding of Factual Innocence and inquire about a petition to expunge your criminal record.

Identity crime involving government benefits, social media accounts and other scams jumped by 36% in 2021 to an all-time high, according to the Identity Theft Resource Center.

In Tennessee, identity theft is considered a Class D felony punishable by 2-12 years in prison and a fine of up to $5,000. The state may also seek attorney fees and other legal costs for restitution, while a civil court may award the victim additional damages and attorney's fees.

Identity thieves can take out loans or obtain credit cards and even driver's licenses in your name. They can do damage to your financial history and personal reputation that can take years to unravel. But if you understand how to protect yourself, you can help stop this crime.

On average, it can take 100 to 200 hours over six months to undo identity theft. The recovery process may involve working with the three major credit bureaus to request a fraud alert; reviewing your credit reports to pinpoint fraudulent activity; and reporting the theft.

On average, it can take 100 to 200 hours over six months to undo identity theft. The recovery process may involve working with the three major credit bureaus to request a fraud alert; reviewing your credit reports to pinpoint fraudulent activity; and reporting the theft.

Identity theft insurance generally won't reimburse you for money stolen or financial loss resulting from the theft. Most policies won't pay if your loss is covered by your homeowner's or renter's insurance.

If an identity thief gains access to your financial information ? such as your account numbers or login information ? they can empty your life savings and rack up debt in your name. Scammers have a multitude of ways they can get your financial information.

In extreme cases, some people have spent more than six months resolving financial and credit problems associated with identity theft. Identity theft's negative impacts often involve finances, but there can be other consequences, as well, including an emotional toll.

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Nashville Tennessee Identity Theft Recovery Package