Gresham Oregon Protecting Deceased Persons from Identity Theft

State:
Oregon
City:
Gresham
Control #:
OR-P084-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary to reduce the risk of and remedy the effects of identity theft of deceased persons. You will find forms that are essential to you in notifying creditors, government agencies and other entities of an individual’s death, as well as theft of a deceased person’s identifying information. The documents in this package include the following:



1) Guide for Protecting Deceased Persons from Identity Theft;

2) Checklist for Remedying Identity Theft of Deceased Persons;

3) Identity Theft Contact Table;

4) Letter to Membership Programs Notifying Them of Death;

5) Letter to Report False Submission of Deceased Person's Information;

6) Letter to Credit Card Companies and Financial Institutions Notifying Them of Death;

7) Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert;

8) Letter to Social Security Administration Notifying Them of Death;

9) Letter to Creditor, Collection Agencies, Credit Issuer or Utility Company Notifying Them of Death;

10) Letter to Insurance Company Notifying Them of Death;

11) Letter to Department of Motor Vehicles Notifying Them of Death;

12) Letter to Other Entities Notifying Them of Death; and

13) Letter to Law Enforcement Notifying Them of Identity Theft of Deceased Person


Purchase this package and save up to 40% over purchasing the forms separately!

Gresham Oregon is taking proactive steps to protect deceased persons from identity theft, recognizing that even in death, individuals are vulnerable to this crime. By implementing various measures, Gresham aims to safeguard the personal information of deceased residents, preventing misuse and fraudulent activities. One of the key initiatives Gresham Oregon has undertaken is the strict enforcement of laws governing the release of death records. The city ensures that only authorized individuals, such as immediate family members, legal representatives, or individuals with a legitimate interest, can access these records. By controlling access to this sensitive information, Gresham aims to minimize the risk of identity thieves exploiting the deceased person's personal details. Additionally, Gresham Oregon actively promotes the practice of promptly reporting deaths to relevant authorities, such as the Social Security Administration and credit bureaus. This timely reporting allows for the deceased person's credit accounts to be flagged and monitored, preventing unauthorized access or the opening of new accounts in their name. To further protect deceased persons in Gresham, the local government encourages family members to make use of identity theft protection services specifically designed for deceased individuals. These services can help monitor the deceased person's credit activities and alert the family in case of any suspicious or unauthorized transactions. Furthermore, Gresham Oregon emphasizes the importance of securing and properly disposing of deceased individuals' personal documents. This entails shredding any sensitive documents, such as Social Security cards, driver's licenses, and financial statements, to prevent them from falling into the wrong hands. By educating residents about the importance of secure document management, Gresham aims to thwart identity thieves seeking to exploit deceased persons' personal information. In summary, Gresham Oregon's efforts to protect deceased persons from identity theft involve enforcing access controls to death records, promoting prompt reporting of deaths, encouraging the use of specialized identity theft protection services, and educating residents about secure document disposal. These initiatives aim to safeguard the identities and memories of the deceased, ensuring their personal information remains secure long after they have passed away. Different types of Gresham Oregon Protecting Deceased Persons from Identity Theft initiatives may include: 1. Gresham Oregon Identity Theft Prevention Act for Deceased Persons: This refers to the specific legislation enacted in Gresham to protect the personal information of deceased individuals and outline the responsibilities of various stakeholders in preventing identity theft. 2. Gresham Oregon Deceased Person's Credit Monitoring Program: A program that allows family members to enroll their deceased loved ones in a credit monitoring service, which actively monitors credit reports and alerts them to any suspicious or unauthorized activities. 3. Gresham Oregon Secure Document Disposal Campaign: A campaign to raise awareness about the proper disposal of sensitive documents belonging to deceased individuals, emphasizing the use of shredders or secure disposal services to prevent identity theft. 4. Gresham Oregon Death Reporting Assistance Program: A program aimed at providing guidance and support to grieving families in promptly reporting deaths to the relevant authorities, ensuring that proactive measures can be taken to protect the deceased person's identity. 5. Gresham Oregon Multi-Agency Collaboration for Deceased Persons' Identity Protection: A collaborative effort between various government agencies, law enforcement, and financial institutions to share information and coordinate efforts in protecting deceased individuals from identity theft.

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FAQ

Identity Theft of a Deceased Person Identity thieves can get personal information about deceased individuals by reading obituaries, stealing death certificates, or searching genealogy websites that sometimes provide death records from the Social Security Death Index.

Are Social Security numbers reused? No, the Social Security Administration (SSA) does not reuse numbers. It does not reassign a Social Security number (SSN) when the person holding that nine-digit combination dies. About 454 million SSNs have been used to date.

A deceased alert is a notification that makes credit card companies, credit rating agencies, and other financial institutions aware that a person has died.

This can include opening new credit accounts, applying for loans or making other financial transactions in the deceased person's name. In some cases, the identity thief may even try to assume the deceased person's identity by obtaining a new driver's license or passport in their name.

A Death Certificate is an official document setting forth particulars relating to a dead person, including the name of the individual, the date of birth and the date of death.

The Social Security Administration ( ) does not reappoint a Social Security number to someone else after the original owner's death. The SSA estimates that there are enough new number combinations to last well into the next SEVERAL generations.

10 Ways to Protect a Loved One's Identity After Death Call the Social Security Administration.File a Statement of Death With the Social Security Administration.Don't Include Sensitive Information in Announcements.Send Official Death Certificates to the Credit Bureaus and Banks.Close Individual Financial Accounts.

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, when they use the credit cards and don't pay the bills, it damages your credit.

In most cases, funeral homes notify the government that a person has passed away.

Deceased family member identity theft, also known as ghosting, occurs when someone uses the personal information of a deceased person to commit fraud. This can include opening new credit accounts, applying for loans or making other financial transactions in the deceased person's name.

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Gresham Oregon Protecting Deceased Persons from Identity Theft