Boston Massachusetts Identity Theft Recovery Package

State:
Massachusetts
City:
Boston
Control #:
MA-P013-PKG
Format:
Word; 
Rich Text; 
PDF
Instant download

Description

This package contains the forms that are necessary for identity theft victims to effectively deal with creditors and government agencies after their identification is lost or stolen. This package is designed to clear your name, and reduce your time and expense in dealing with identity thieves. The forms in this package are essential to assist in remedying and protecting your credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of your identification. The documents in this package include the following:



1) Federal Trade Commission Affidavit Regarding Identity Theft;

2) Letter to Credit Reporting Company or Bureau Regarding Identity Theft;

3) Letter to Creditors Notifying Them of Identity Theft;

4) Letter to Creditors Notifying Them of Identity Theft for New Accounts;

5) Letter Notifying Law Enforcement of Identity Theft;

6) Letter Notifying Postal Authorities of Identity Theft;

7) Letter Notifying Social Security Administration of Identity Theft;

8) Letter Notifying Other Entities of Identity Theft;

9) Identity Theft Contact Table;

10) Identity Theft Checklist;

11) Identity Theft Protection Guide;

12) Letter of Request for Credit Report; and

13) Letter to Report False Submission of Information.


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FAQ

Identity Recovery Coverage combines identity theft insurance with services that help victims restore their credit history and identity records to pre-theft status. HSB offers this program through other property-casualty insurers whom we reinsure and service, and is designed to be bundled within Business owner products.

The first step of your recovery plan is to call the credit bureaus. Ask the credit bureau for an initial fraud alert. It is free and lasts for 90 days. The fraud alert makes it harder for thieves to open accounts in your name.

What is the Average Cost of Identity Theft? Most victims, according to the ITRC, lose less than $500. The FTC reports that the median amount of money lost to identity theft is $800. Unfortunately, 21% of identity victims reported losing more than $20,000 to identity thieves in 2020.

On average, it can take 100 to 200 hours over six months to undo identity theft. The recovery process may involve working with the three major credit bureaus to request a fraud alert; reviewing your credit reports to pinpoint fraudulent activity; and reporting the theft.

CONTACT THE COURT To clear arrest records due to identity theft, you must petition the court for a Judicial Finding of Factual Innocence and inquire about a petition to expunge your criminal record.

If an identity thief gains access to your financial information ? such as your account numbers or login information ? they can empty your life savings and rack up debt in your name. Scammers have a multitude of ways they can get your financial information.

Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338....It could be necessary if: You know the identity thief. The thief used your name in an interaction with the police. A creditor or another company requires you to provide a police report.

This booklet is the FTC's updated guide for victims of identity theft, including to-do lists, forms, and sample letters. It also promotes IdentityTheft.gov, the FTC's website for identity theft victims. You can order this print publication in quantities from 25 - 500.

In extreme cases, some people have spent more than six months resolving financial and credit problems associated with identity theft. Identity theft's negative impacts often involve finances, but there can be other consequences, as well, including an emotional toll.

Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338....It could be necessary if: You know the identity thief. The thief used your name in an interaction with the police. A creditor or another company requires you to provide a police report.

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Boston Massachusetts Identity Theft Recovery Package