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Wyoming Report to Creditor by Collection Agency Regarding Judgment Against Debtor
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FAQ
If you do not pay the judgment, the judge can order you to appear in court. This is called an Application And Order For Appearance and Examination (EJ-125) . You can be ordered into court every 4 months to furnish information to aid in the enforcement of judgment until you pay the judgment.
Wyoming Statute of Limitations on Debt Collection In Wyoming, the statute of limitations on debt collection varies ing to the type of debt involved. For written contracts and agreements, the statute of limitations is ten years. Oral contracts have a statute of limitations of eight years.
The original creditor can't continue to report a balance due if it has sold the account to a collections agency. However, it can report a charge off, which remains on your credit report for seven years, even if you pay off the debt?with the original creditor or via a collections agency.
A Writ of Execution is a method directed by the Court to attempt to enforce a judgment that has been granted. It authorizes a sheriff to levy on property belonging to the defendant within the State of Wyoming.
The County in which the Defendant resides. FILING THE CASE The Plaintiff opens a Small Claims case by filing an Affidavit and Summons, which is a sworn statement as to the basic claim information. The Clerk of Court will provide the Affidavit form. All information requested on the form must be provided.
Obtaining a judgment or order in your favour is only the first step in obtaining financial redress, especially given that a Court will not automatically enforce any order. The onus is placed upon the judgment creditor to take enforcement action.
In Wyoming, a Continuing Garnishment is effective for 90 days.
Once all the paper work is complete the Clerk of District Court will issue the garnishment and you will need to take the garnishment to the Sheriff's Department. The Sheriff's office charges $50 to serve the garnishment. If any money is taken, it will be deposited with the Clerk of District Court's office.