US Legal Forms
Spec Forms
West Virginia
Letter Informing Debt Collector of False or Misleading...

West Virginia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business

Category:

Collections - Fair Debt Practices Act

State:

Multi-State

Control #:

US-DCPA-19.5BG

Format:

Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows:

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

"(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization."

West Virginia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

West Virginia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

West Virginia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

West Virginia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt

West Virginia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing Any Services Rendered or Compensation Which May be Lawfully Received by any Debt Collector for the Collection of a Debt

Corporations Division Cover Sheet

Assignment of Lease

Notice of Clerks Designation Of Mediator

Individual or Network Use Shrink-Wrap Lice...

Subordination Nondisturbance and Attornmen...

Performance Report

3.05B Supervisor Harassment with No Tangib...

Certificate of Satisfaction of Mechanic's ...

LLC Operating Agreement for Trucking Company

Sample Letter for Money Order

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Using A Business Name Other Than The True Name Of The Debt Collector's Business?

Are you currently in a scenario where you require paperwork for either business or personal purposes nearly every day.

There are numerous legal document templates available online, but finding reliable ones can be challenging.

US Legal Forms offers thousands of template documents, such as the West Virginia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business, which are designed to comply with federal and state regulations.

Select a convenient file format and download your document.

Access all the document templates you have purchased in the My documents section. You can obtain an additional copy of the West Virginia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business at any time, if needed. Just click on the desired form to download or print the document template. Utilize US Legal Forms, one of the most extensive collections of legal forms, to save time and avoid errors. The service provides professionally created legal document templates that can be used for various purposes. Create an account on US Legal Forms and start simplifying your life.

If you are already familiar with the US Legal Forms site and have an account, simply Log In.
Then, you can download the West Virginia Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using a Business Name Other Than the True Name of the Debt Collector's Business template.
If you do not have an account and wish to use US Legal Forms, follow these instructions.
Select the form you need and ensure it corresponds to the correct city/state.
Use the Preview option to review the document.
Check the description to confirm that you have selected the right form.
If the form isn’t what you seek, use the Search field to locate the form that fits your needs and requirements.
When you find the appropriate form, click Get now.
Choose the payment plan you prefer, enter the required information to create your account, and pay for the order using your PayPal or credit card.

Form popularity

FAQ

Your letter should: Ask the credit bureau to remove or correct the inaccurate or incomplete information. Include: your complete name and address....The credit bureaus also accept disputes online or by phone:Experian (888) 397-3742.Transunion (800) 916-8800.Equifax (866) 349-5191.

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.

Debt collectors are generally prohibited under federal law from using any false, deceptive, or misleading misrepresentation in collecting a debt. The federal law that prohibits this is called the Fair Debt Collection Practices Act (FDCPA).

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.

The Fair Debt Collection Practices Act (FDCPA) The FDCPA prohibits debt collection companies from using abusive, unfair or deceptive practices to collect debts from you.

Oregon Ratification and Approval of Indemnity Agreements

Pennsylvania Ratification and Approval of Indemnity Agreements

Rhode Island Ratification and Approval of Indemnity Agreements

South Carolina Ratification and Approval of Indemnity Agreements

South Dakota Ratification and Approval of Indemnity Agreements

Trusted and secure by over 3 million people of the world’s leading companies