West Virginia Notice of Increase in Charge for Credit or Insurance Based on Information Received From Consumer Reporting Agency

State:
Multi-State
Control #:
US-01410BG
Format:
Word; 
Rich Text
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Description

Under the Fair Credit Reporting Act, whenever credit or insurance for personal, family, or household purposes, or employment involving a consumer is denied, or the charge for such credit or insurance is increased, either wholly or partly because of information contained in a consumer report from a consumer reporting agency, the user of the consumer report must:


notify the consumer of the adverse action,


identify the consumer reporting agency making the report, and


notify the consumer of the consumer's right to obtain a free copy of a consumer report on the consumer from the consumer reporting agency and to dispute with the reporting agency the accuracy or completeness of any information in the consumer report furnished by the agency.

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FAQ

Unlawful taking of vehicle. (a) Any person who drives a vehicle, not his or her own, without consent of the owner thereof, and with intent temporarily to deprive said owner of his or her possession of such vehicle, without intent to steal the same, is guilty of a misdemeanor.

Under West Virginia law, the lender has to personally deliver or mail a notice of default, which may be sent after you (the borrower) have been in default for five days, to your last known address. This notice gives you ten days to cure the default. But you'll lose the right to cure after three defaults.

§61-6-26. Disturbing the peace. (a) It shall be unlawful for any person to disturb the peace, quite and comfort of any neighborhood by creating any disturbing or unreasonably loud noise. (b) It is the intent of this section to prohibit all noises that are disturbing or unreasonably loud.

Fraudulent insurance acts; interference and participation of convicted felons prohibited.

Fraud warning authorized; statement required of nonadmitted insurers.

Any person who knowingly takes the name, birth date, social security number, or other identifying information of another person, without the consent of that other person, with the intent to fraudulently represent that he or she is the other person for the purpose of making financial or credit transactions in the other ...

'W. Va. Code 41-3-3 [1923] provides that the heirs at law of a devisee or legatee who dies before the testator take such property as the joint devisee or legatee would have taken if he had survived the testator, unless a different disposition thereof be made or required by the will. '

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West Virginia Notice of Increase in Charge for Credit or Insurance Based on Information Received From Consumer Reporting Agency