West Virginia Letter to Creditors notifying them of Identity Theft
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How to fill out Letter To Creditors Notifying Them Of Identity Theft?
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FAQ
Complete an ID Theft Affidavit and include it with your written statement. File a report with law enforcement officials and provide copies to any creditors needing proof of the crime.
Warning signs of identity theft Debt collection calls for accounts you did not open. Information on your credit report for accounts you did not open. Denials of loan applications. Mail stops coming to, or is missing from, your mailbox.
Use a credit monitoring service Consider signing up for a credit monitoring service that notifies you when changes are posted to your credit report. This is one of the fastest ways to find out if someone has opened new accounts in your name.
Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online, if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes. Order free credit reports annually from the three major credit bureaus (Equifax, Experian, and TransUnion).
Any person who knowingly takes the name, birth date, social security number, or other identifying information of another person, without the consent of that other person, with the intent to fraudulently represent that he or she is the other person for the purpose of making financial or credit transactions in the other ...
Conduct regular credit checks to verify whether someone has applied for credit using your personal information and if so, advise the credit grantor immediately. Investigate and register for credit related alerts offered by credit bureaus. Check your bank statements regularly.
Signs of identity theft Mail that you're expecting doesn't arrive. You get calls or texts about products and services you've never used. Strange emails appear in your inbox. A sudden increase in suspicious phone calls, texts or messages through social platforms.
If you've been the victim of identity theft, you can take steps to reclaim your good name and restore your credit. To make certain that you do not become responsible for any debts incurred in your name by an identity thief, you must prove that you didn't create the debt.
