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Wisconsin is a fault state for car accidents, meaning that the at-fault driver can be held liable for the injured party's medical expenses, lost earnings, property damages, and pain and suffering. This differs from no-fault states, where your auto insurance covers your injuries regardless of fault for the accident.
No, Wisconsin is not a no-fault state for auto insurance. Wisconsin is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.
The average car accident settlement in Wisconsin for a moderate injury claim is $24,218. Average payouts range from $5,804 for minor injuries to $160,843 for severe injuries.
Ing to the Wisconsin Safety Responsibility Law, the state can suspend your driving privileges and car registration if you cause an accident while uninsured. But you can head off these penalties if you: Post a security deposit to cover the cost of the claims. Sign an installment agreement to pay for the claims. Penalties for Driving without Insurance in Wisconsin - ValuePenguin valuepenguin.com ? auto-insurance ? penalt... valuepenguin.com ? auto-insurance ? penalt...
If you did not have liability insurance when the accident occurred and you are not able to pay for damages caused by the crash, your driving privileges will be suspended. Similarly, if you don't report an accident to the Wisconsin DOT, you may have your license suspended. Wisconsin Car Accident Report Basics - FindLaw findlaw.com ? state ? wisconsin-law ? wisco... findlaw.com ? state ? wisconsin-law ? wisco...
346.70(1), any crash within the State of Wisconsin must be reported when it results in: Injury of a person. $1,000 or more damage to any person's vehicle or property. Damage of $200 or more to state or other government-owned property other than a vehicle. Crash reporting - Wisconsin Department of Transportation wisconsindot.gov ? Pages ? safety ? crsh-rpt wisconsindot.gov ? Pages ? safety ? crsh-rpt