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§§ 1692 and following) is a federal law that governs how debt collectors may try to get you to pay a debt. Among other things, the FDCPA: Get debt relief now. Courts will generally order the arrest of a debtor only on the request of the creditor or debt collector, some of whom make it a practice of seeking warrants, ...By AC Harrell · 1990 · Cited by 7 ? excluded attorneys collecting debts for clients,5 considers the impact of the newthe Act focus on two activities: (i) communications with the debtor, ... A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to ... A letter a consumer may send to a debt collector demanding that the collector stopConsumers can dispute incorrect information on their credit report, ... The Bureau also proposes to require a debt collector to provide prompts that a consumer could use to dispute the debt, request information about ... (f) The false representation that information concerning a debtor's failure or alleged failure to pay a consumer debt has been or is about to be referred to ... Collectors can communicate with consumers and prohibits collectors fromThis report focuses on the collection of consumer credit card debt. Unnecessary restrictions on ethical debt collectors.2 Prior to the FDCPA,attorney is the collector.43 A creditor can mislead the consumer in other. (w) "Judgment creditor" is the party awarded relief in a lawsuit and is(2) Any collection agency seeking to collect on an alleged consumer debt;.