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In Florida, a person is entitled to exempt $1,000 of personal property, including cash, in a Chapter 7 bankruptcy. For people that do not claim homestead exemption, the amount of the exemption increases to $4,000.
Filing Chapter 7 bankruptcy in Florida includes the following steps: Determine if bankruptcy is the best option. ... Evaluate applicable exemptions. ... Prepare the bankruptcy petition. ... Automatic stay. ... Assignment to a Chapter 7 trustee. ... Objection to exemptions. ... Adversary claims. ... Bankruptcy discharge.
All Forms - Official/Director's Bankruptcy Forms Form NameClick to Sort by Form NumberChapter 7 Means Test Calculation (May be Required)B122A-2[PDF]Chapter 7 Statement of Your Current Monthly IncomeB122A-1[PDF]Cover Sheet for Reaffirmation AgreementB427[PDF]Declaration Concerning Debtor's SchedulesB106Dec[PDF]78 more rows
The Chapter 7 Discharge. A discharge releases individual debtors from personal liability for most debts and prevents the creditors owed those debts from taking any collection actions against the debtor.
Not All Debts Are Discharged Certain debts will remain on your account when you file for Chapter 7 bankruptcy. You will still be responsible for alimony and child support. Tax liens, student loans, and personal injury debts caused by intoxicated drivers are still on the docket, as well.
How To File Chapter 7 Bankruptcy in 10 Steps Collect Your Documents To Assess Your Finances & Debts. Take the Required Credit Counseling Course From an Approved Provider. Complete the Required Bankruptcy Forms. Get Your Filing Fee. Print and Double-Check Your Bankruptcy Forms.