Washington Assignment of Mortgage
Description
How to fill out Assignment Of Mortgage?
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FAQ
Washington State is typically a ?race notice? state, meaning that the party that records a document first gets priority, but only if that party also lacked notice of prior unrecorded claims on the same property. However, construction liens are an exception.
Recording a Deed Any Deed (that is, the document evidencing the transfer of real property) is required to be recorded in the County Auditor's Office of the county in which the real property is located.
While recording a deed does not affect its validity, it is extremely important to record since recordation protects the grantee. If a grantee fails to record, and another deed or any other document encumbering or affecting the title is recorded, the first grantee is in jeopardy.
The basic requirements for a deed in Washington are simple: it must be in writing, contain a legal description of the property, be signed by the grantor, and the grantor's signature must be notarized.
In Washington, a conveyance of real property does not have to be recorded at the county recorder's office. But, if it is not recorded, its legal effect is only binding on the grantor and the grantee, and not on other people.
The requirements for a valid deed are a grantor, a grantee, a writing and subscription, delivery, and acceptance. Recordation is not required. Thus, an unrecorded deed is valid as between the parties and as to all those who have notice thereof.
Washington State is not a tax lien state. We are a tax deed state. How does tax foreclosure work in the State of Washington? The County Treasurer is required by state law to start a tax foreclosure on any real property which has a tax payment due that is three or more years delinquent.
The most common example of an Assignment of Mortgage is when a mortgage lender transfers/sells the mortgage to another lender. This can be done more than once until the balance is paid. The lender does not have to inform the borrower that the mortgage is being assigned to another party.
