Washington Guide for Protecting Deceased Persons from Identity Theft
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How to fill out Guide For Protecting Deceased Persons From Identity Theft?
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FAQ
Identity thieves typically use this data to fraudently open credit card accounts or even to commit crimes in another's name. Washington identity theft laws charge the crime as a felony, with sentences of up to 10 years in prison and fines of up to $20,000 for the most serious offenses.
How to protect yourself from identity theft Avoid sharing personal information on social media. ... Don't access personal accounts over unsecured wireless networks. ... Protect your accounts with strong passwords and multifactor authentication.
Avoid listing birth date, maiden name, or other personal identifiers in obituaries as they could be useful to ID thieves. Report the death to the Social Security Administration by calling 800-772-1213. Order multiple certified copies of the death certificate with and without cause of death.
Identity theft can happen to anyone, but you can reduce the risk of becoming a victim by taking some simple steps to protect your personal information. Keep Your Personal Information Secure. ... Monitor Your Credit Reports, Bank and Credit Accounts. ... Ask Questions Before You Share Your Information.
The theft of property worth $750 or less is a gross misdemeanor under state law. If the property is worth between $750 and $5,000, or if it is an access device (credit card, ATM card, etc.), the crime is theft in the second degree, which is a Class C felony.
Ing to RCW 9.35. 020(1), it is a crime to knowingly use, possess, or obtain the ?means of identification? or the ?financial information? of another person with the intent to then commit a crime.
So, shredding your loved one's documents rather than throwing them away is the only way to guarantee the safety of your loved one's identity. Furthermore, it can take years before fraud is flagged on a dead person's file, letting fraudsters open credit accounts, loans, and file for tax returns.
File a report with the Federal Trade Commission (FTC). If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law).
Send a written notice to all financial institutions where the deceased had an account instructing them to close all individual accounts and remove the deceased's name from joint accounts: As soon as you receive the certified copies of the death certificate, send a letter and a certified copy to each of the financial ...
Even after someone dies, it's still possible for criminals to use their information to illegally open credit cards, apply for loans, file fraudulent tax returns, and buy goods and services. In some cases, thieves intentionally steal the identity of someone who has died ? a practice known as ghosting.
