This is a financing agreement addendum to the software/services master agreement order form. It includes terms on interest and prepayments.
Virgin Islands Financing
Category:
State:
Multi-State
Control #:
US-TC05082D
Format:
Word;
PDF;
Rich Text
Instant download
Description
How to fill out Financing?
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FAQ
If you are an American citizen, you need NO EXTRA paperwork to visit, live in or work in the US Virgin Islands!
Located in the US Virgin Islands, St. Croix is a US territory making it an easy place for US citizens to purchase property. It also happens to be surrounded by the turquoise waters of the Caribbean Sea and white sand beaches, plus the tropical climate creates the feeling of endless summer.
Caribbean mortgages will require full disclosure of income, outgoings and savings. The maximum loan to value available is 70% to 75% of the purchase price, or valuation, whichever is the lower.
The average home in St. Croix sells for between $250,000 and $700,000, but there are some that are much more expensive and feel like luxury resorts. Condominiums are a popular real estate option in the US Virgin Islands for the ease of maintenance ? especially for retirees or those seeking a vacation home.
However, perhaps the most appealing aspect of living in St. Croix is its affordable cost of living. Housing costs, while often still expensive, are more reasonable compared to the other islands. These prices make it an attractive option for families on a budget who want to live in the Virgin Islands.
Real Property Taxes. USVI real property is subject to an annual tax at a rate of 1.25% of assessed value. Assessed value is defined by statute to be 60% of actual value.
Getting a Mortgage in the US Virgin Islands You will be required to have 50% equity in the home, and the property must be in the tourist or expat areas of the island, with preference given to waterfront homes. The minimum property value for a private loan is $1,500,000.
The median income in the Virgin Islands is $37,706.
