The Virginia Release of Judgment Lien is a legal procedure that allows a judgment creditor to release a judgment lien that has been placed on a debtor's property. A judgment lien is created when a judgment is entered by a court against a debtor, and it attaches to any real property owned by the debtor in the county where the judgment is recorded. The Release of Judgment Lien is a vital step in clearing titles and ensuring the debtor's property is free from encumbrances. There are two types of Virginia Release of Judgment Lien: voluntary and involuntary. 1. Voluntary Release of Judgment Lien: This type of release occurs when the judgment creditor willingly releases the judgment lien from the debtor's property. The debtor or their legal representative usually initiates the process by contacting the judgment creditor and negotiating the terms of the lien's removal. Once an agreement is reached, a Release of Judgment Lien document is prepared and recorded with the appropriate county office to formally release the lien. 2. Involuntary Release of Judgment Lien: This release occurs when specific circumstances outlined by Virginia law necessitate the removal of the judgment lien. Some common scenarios where an involuntary release may occur include: — The judgment is satisfied in full, meaning the debtor repays the entire judgment amount along with any accrued interest and costs. — The judgment is discharged in bankruptcy, resulting in the elimination of the debt and subsequent release of the lien. — The judgment becomes unenforceable due to the passage of time, typically 20 years from the date of entry. In such cases, the creditor must provide proof of the expiration to request the release. — The judgment is deemed unenforceable due to improper recording or legal technicalities, and the creditor fails to correct the errors within a specified timeframe. In any of the above circumstances, the debtor or their legal representative can file a request to the appropriate county office to obtain an involuntary Release of Judgment Lien. This process involves submitting the necessary documentation, including proof of satisfaction, discharge, expiration, or other legal justifications for the release. Overall, whether voluntary or involuntary, the Virginia Release of Judgment Lien is a crucial mechanism that ensures debtors can regain control of their property titles, providing them with the freedom to sell, transfer, or mortgage their real estate without the encumbrance of a judgment lien. It is crucial for debtors to understand the process and diligently pursue the release to protect their property rights and financial interests.