This form is a certification and signature of a non-attorney bankruptcy petition preparer. The individual verifies that he/she prepared the bankruptcy petition for compensation. The form also includes the preparer's social security number and address.
Virginia Certificate of Non-Attorney Bankruptcy Petition Preparer - Form 19 - Post 2005 Act
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How to fill out Certificate Of Non-Attorney Bankruptcy Petition Preparer - Form 19 - Post 2005 Act?
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FAQ
A Bankruptcy petition is a collection of forms also known as schedules that disclose all of your financial information to the Bankruptcy Court. These forms will list all of your assets (real and personal property), monthly income and expenses and most importantly the liabilities and debts you wish to eliminate.
The average bankruptcy packet ranges from 40 to 50 pages in length.
A bankruptcy petition can also be presented by either the debtor or, if the debtor has already made a voluntary arrangement to deal with the debt, by the supervisor of this arrangement.
A petition preparer is a non-lawyer who helps bankruptcy debtors file their bankruptcy documents for a fee. Petition preparers may not give legal advice or represent debtors in court. Petition prepares can only help with typing paperwork and must charge a reasonable fee to do so.
If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.
Make sure the preparer meets legal requirements. For example, don't use one that attempts to give you legal advice, uses the word ?legal? in their advertising or business name, doesn't use a contract for services, or asks you to give them the court filing fees.
The most important thing about a chapter 13 case is that it will allow you to keep valuable property?especially your home and car?which might otherwise be lost, if you can make the payments which the bankruptcy law requires to be made to your creditors.
Bankruptcy petition preparers are not attorneys. Even the bankruptcy petition preparers who call themselves "paralegals" are not usually supervised by an attorney. They may not represent debtors in any bankruptcy proceeding and they may not give debtors any legal advice.