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Judgment Lien Obtain an Abstract of Judgment or a certified copy of the judgment itself from the clerk of the court that entered the judgment. File the judgment or Abstract of Judgment in the office of the County Recorder in the county in which the debtor's real property is located.
Once a judgment is paid, whether in installments or a lump sum, a judgment creditor (the person who won the case) must acknowledge that the judgment has been paid by filing a Satisfaction of Judgment form with the court clerk.
"Satisfaction of a judgment," which is governed by URCP 58B, means that the debtor has paid the entire amount of the judgment and all accumulated fees, costs and interest, or that the creditor has decided not to pursue further collection efforts.
Tells the court and others that a judgment has been paid in full or in part. Can be recorded with a county to release a lien against the judgment debtor's land or filed with the Secretary of State to release a lien against the debtor's personal property.
Satisfaction and release is the formal paperwork stating that a consumer has paid the full amount owed under a court judgment. A satisfaction and release proves that they have paid their debt and prevents creditors from trying to recover more money from them.
One way to collect the money owed is through a writ of garnishment. This is an order requiring third parties holding the debtor's property (such as an employer or a bank) to send the money to the creditor. Writs of Garnishment are governed by Utah Rule of Civil Procedure 64D.
This means either other joint tenant can obtain a mortgage on the property or use the property as collateral on a loan. This means that creditors of either joint tenant may be able to obtain a lien against the property to secure repayment of moneys owed.