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Utah is not a community property state, so this type of co-ownership is unavailable to property investor couples on Utah real estate.
The disadvantage is that creditors can attach one tenant's property to satisfy the other's debt. Some states give married couples another option to own property jointly and avoid probate, but also have protection from creditors.
Tenancy by the Entirety, or T by E, is a form of ownership where a married couple own undivided interest in a property. Tenancy by the entirety isn't recognized in every U.S. state. In such states, the concept of community property (sometimes referred to as marital property) is used in its place.
A joint tenancy is the most common way for married couples to own property in Utah. Under a joint tenancy, when one spouse dies, the surviving spouse automatically takes ownership of the entire property. No probate is required when the first spouse dies.
In Utah, spouses who are legally married can co-own real estate under the legal agreement known as tenancy by the entirety. This "shared" ownership is based on the idea that a married couple is regarded as a single legal entity.