Utah Summary of Rights and Obligations under COBRA
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How to fill out Summary Of Rights And Obligations Under COBRA?
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FAQ
Utah's mini-COBRA law covers all insured group health benefit plans regardless of the number of employees and provides for a shorter period of continuation (UT Stat. Sec. 31A-22-722). However, it does not apply to individuals eligible for federal COBRA continuation.
As an employer, you are responsible for notifying your former employee of the right to elect COBRA continuing health care coverage under your group plan. Most employers will include COBRA coverage information in the business employee handbook and as part of an employee's exit paperwork.
If the Qualifying Event is death of the covered employee, divorce or legal separation, or loss of dependent status, COBRA coverage is available for 36 months.
How Long Does COBRA Last After You Quit? You may remain on your former employer's COBRA insurance plan for up to 18 months. Depending on your circumstances you or your qualified dependents may be eligible for up to 36 months of continuing coverage.
Under Utah law, employers with less than 20 employees must offer health, dental and vision coverage from COBRA lasting up to 12 months, depending on the specific circumstances.
Q3: Which employers are required to offer COBRA coverage? COBRA generally applies to all private-sector group health plans maintained by employers that had at least 20 employees on more than 50 percent of its typical business days in the previous calendar year.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss,
The Consolidated Omnibus Budget Reconciliation Act (COBRA) Passed in 1985, COBRA is a federal law that allows employees of certain companies to continue their health insurance with the same benefits even after they stop working for their employer.
Consumers may also extend COBRA coverage longer than the initial 18-month period with a second qualifying event (e.g., divorce or death), up to an additional 18 months, for a total of 36 months.
Who pays for COBRA coverage? The employee generally pays the full cost of the insurance premiums. In fact, the law allows the employer to charge 102 percent of the premium, and to keep the 2 percent to cover your administrative costs.
