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Identity theft happens when someone takes your name and personal information (like your social security number) and uses it without your permission to do things like open new accounts, use your existing accounts, or obtain medical services.
The three most common types of identity theft are financial, medical and online.
How Does Identity Theft Occur? All that is needed is a little information, such as your social security number, birth date, address, phone number, or any other information which can be discovered.
Class A Misdemeanor ? if the perpetrator stole less than $1,000, they can be sentenced to one year in jail and fined up to $2,500. Third-Degree Felony ? if the perpetrator stole more than $1,000 but less than $5,000, they can be sentenced to up to five years in prison and fined up to $5,000.
The four types of identity theft include medical, criminal, financial and child identity theft. Medical identity theft occurs when individuals identify themselves as another to procure free medical care.
What to do. The Utah Attorney General's Office is responsible for investigating and prosecuting identity theft crimes in Utah. If you are a Utah victim of identity theft, visit the Attorney General's ID Theft Central website: .
What does identity theft insurance not cover? It's important to note that these insurance policies typically don't cover stolen money or direct financial losses from fraudulent purchases and other unauthorized use of credit accounts. They typically reimburse you only for the costs of the reporting and recovery process.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.