Notice of Violation of Fair Debt Act - Notice to Stop Contact
Form popularity
FAQ
This is not a good time. Please call back at 6. I don't believe I owe this debt. Can you send information on it? I prefer to pay the original creditor. Give me your address so I can send you a cease and desist letter. My employer does not allow me to take these calls at work.
Can I stop my creditors calling me? If you don't want to receive any phone calls you can ask your creditors to remove your number from their records. We have an example 'stop a creditor from calling' letter (PDF) you can use to ask for this. It's important you still read letters or emails from your creditors.
Answer the phone and explain you're not the person they're looking for. Tell them that the number they're calling is not the right one. Send a cease and desist letter to request that they stop contacting you.
Under the FDCPA, you can tell a debt collector to stop contacting you; but it's not always a good idea. The federal Fair Debt Collection Practices Act (FDCPA) gives you the right to force a debt collector to stop communicating with you.it may (or will) sue you or use another legal remedy to collect the debt.
Never Give Them Your Personal Information. A call from a debt collection agency will include a series of questions. Never Admit That The Debt Is Yours. Even if the debt is yours, don't admit that to the debt collector. Never Provide Bank Account Information.
Since the collector's ultimate goal is to get you to pay your debt, one of the easiest ways to get them to stop contacting your family is to pay the debt. Only do this if you've confirmed that the debt is legitimately yours and you've reviewed your budget to be sure you can afford to pay it.
Can Debt Collectors Call Friends and Family? Debt collectors are legally allowed to call your friends or family to try to locate you. But they cannot call these people to try to collect the payment for the debt, and they are only allowed to call once unless they believe there may be new information to be found.
You can stop debt collectors from calling you at work fairly easily. Simply tell the debt collector that your employer doesn't want them calling your job or that you're not allowed to receive personal calls at work.
If debt collectors keep contacting you via letters even after you have told them that the debt is not yours, then you can report them to the Financial Conduct Authority. Again, to reiterate, in the case of a legitimate debt, the best way to stop letters arriving at your home is to simply pay it.