Mail or Wire Fraud — "Intent to Defraud" Defined (revised 2017) is a federal crime in which a person or business deliberately uses the mail or other forms of electronic communication, such as wire transfers or e-mail, to deceive someone else into giving them money or property. This type of fraud may include false representations, omissions, or other deceptive practices. The false representation must be made with the intent to defraud or deceive the victim. There are three main types of Mail or Wire Fraud — "Intent to Defraud" Defined (revised 2017): 1. Mail Fraud: This involves the use of the U.S. Postal Service or private mail delivery services to send false or deceptive information with the intent to commit fraud. 2. Wire Fraud: This involves the use of any electronic communication, such as telephone calls, text messages, and emails, to send false or deceptive information with the intent to commit fraud. 3. Bank Fraud: This involves the use of false or deceptive information to obtain money or property from a bank or other financial institution. This can include the use of forged documents, false statements, and other deceptive practices.