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Even if a car accident wasn't your fault, you should still consider hiring a personal injury lawyer to help you with your case. Car accidents can be complicated and messy, and you don't want to suffer more than you have to.
As a general rule, when a person is driving a car that he is not the owner of, the car owner's insurance will be responsible for the damages that occurred as a result of the accident.
Texas's At-Fault Auto Insurance If you are in an accident and the other driver thinks you are liable, that driver can file an insurance claim with your provider or file a lawsuit against you.
It is not just the drivers of the vehicles involved in road traffic accidents but also the passengers that can suffer injuries. As a passenger in a car accident, it can never be your fault for causing the accident and therefore you should be eligible to make a claim.
The courts are most likely to agree to allow the other party to sue you for additional damages after receiving payment from your insurance company if he or she claims fraud or coercion. Fraud or coercion may occur if you, say, bribe the injured party to accept a settlement but then go back on your deal.
Texas is an at-fault state when it comes to car accidents; specifically, it is a ?comparative fault? jurisdiction. This means that any driver who is completely or partially ? at least 50 percent ? at fault for an accident has to take responsibility.
Texas law requires drivers to report a car accident when: Someone was injured in the car accident. A person died because of the car accident. The car crash caused more than $1,000 in property damage.
If your insurance company denies the claim or refuses to pay a settlement amount the injured party will accept, you might be sued by the injured party. The lawsuit claims that you caused the accident and should be held liable for the injured party's damages.