Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed

State:
Multi-State
Control #:
US-DCPA-19.14BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed."

Free preview
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed

Related forms

form-preview
Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

View this form
form-preview
Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

View this form
form-preview
Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

View this form
form-preview
Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt

Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt

View this form
form-preview
Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

View this form

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Communicating Or Threatening To Communicate To Any Person False Credit Information, Including The Failure To Communicate That A Debt Is Disputed?

Locating the appropriate legal document template can be challenging. Naturally, there are numerous templates accessible online, but how do you identify the legal form that suits your needs? Take advantage of the US Legal Forms website. This service provides thousands of templates, including the Texas Letter Notifying Debt Collector of False or Misleading Misrepresentations in Collection Practices - Communicating or Threatening to Relay False Credit Information to Any Person, Including the Omission to Indicate that a Debt is Disputed, which can be utilized for business and personal requirements. All the documents are reviewed by professionals and comply with state and federal regulations.

If you are already registered, Log In to your account and click the Download button to obtain the Texas Letter Notifying Debt Collector of False or Misleading Misrepresentations in Collection Practices - Communicating or Threatening to Relay False Credit Information to Any Person, Including the Omission to Indicate that a Debt is Disputed. Use your account to browse through the legal forms you have previously purchased. Go to the My documents section of your account and retrieve another version of the document you need.

If you're a new user of US Legal Forms, here are simple steps for you to follow: First, ensure you have selected the correct form for your location. You can review the form using the Preview button and check the form description to confirm it is suitable for you. If the form does not meet your expectations, utilize the Search field to locate the appropriate form. Once you are convinced that the form is correct, click the Get now button to access the form. Choose the payment plan you prefer and enter the required information. Create your account and place an order using your PayPal account or credit card. Select the file format and download the legal document template to your device. Complete, modify, print, and sign the acquired Texas Letter Notifying Debt Collector of False or Misleading Misrepresentations in Collection Practices - Communicating or Threatening to Relay False Credit Information to Any Person, Including the Omission to Indicate that a Debt is Disputed.

US Legal Forms represents the largest repository of legal forms where you will discover various document templates.

  1. Use the service to acquire professionally crafted documents that adhere to state requirements.
  2. Complete the related fields for any purchases you need.
  3. Make sure to check for any additional documents related to your legal matters.
  4. Navigate easily through a vast collection of legal templates for various purposes.
  5. Explore the options available in your account for your previously acquired forms.
  6. Stay informed about updates and new forms added to the library.

Form popularity

FAQ

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

The FDCPA forbids harassing, oppressive, and abusive conductno matter what kind of communication media the debt collector uses. So, this prohibition applies to in-person interactions, telephone calls, audio recordings, paper documents, mail, email, text messages, social media, and other electronic media.

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

You can file your dispute through the credit bureaus' website, over the phone or by mail. The easiest and fastest way is to do it online. Whichever route you go, you will have to provide personal information, a description of the information that needs to be corrected, and documentation to back your claim.

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

The Fair Debt Collection Practices Act (FDCPA) The FDCPA prohibits debt collection companies from using abusive, unfair or deceptive practices to collect debts from you.

Your letter should: Ask the credit bureau to remove or correct the inaccurate or incomplete information. Include: your complete name and address....The credit bureaus also accept disputes online or by phone:Experian (888) 397-3742.Transunion (800) 916-8800.Equifax (866) 349-5191.

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.

Trusted and secure by over 3 million people of the world’s leading companies

Texas Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed