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Based on the facts we have about your claim, we are not going to pay income or medical benefits. Within 21 days after the employer learns of your injury, the insurer must either begin to pay benefits or controvert (deny) them.Dispute; procedure; agreement no bar to determination on merits. -23. You might lose your right to benefits if you do not report the injury within certain time frames. Call an ombudsman at (800) 332-2667. Protect Your Rights. Your total benefit amount. The information in the letter will show whether you have earned enough wages to establish an unemployment claim. Temporary partial disability benefits. What Happens if an Employer Refuses to Get Coverage?