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Applications may be submitted online at onlinelomc/signin, or mail-in forms are available at http:// .fema.gov/change-flood-zone-designation-online- letter-map-change.
A Letter of Map Amendment (LOMA) is an official amendment, by letter, to an effective National Flood Insurance Program (NFIP) map. A LOMA establishes a property's location in relation to the Special Flood Hazard Area (SFHA).
An alternative outcome of the FEMA letter of Map Amendment (LOMA) review process stating that a specific property is located outside the Special Flood Hazard Area (SFHA) as indicated on the Flood Hazard Boundary Map (FHBM) or Flood Insurance Rate Map (FIRM).
A LOMR (Letter Of Map Revision) is a detailed, technical application that is performed and submitted to the local Floodplain Administrator (FPA) and FEMA for review and approval.
FEMA is required to review a community's flood maps every five years. The agency must then decide whether to update or change them. FEMA must also tell Congress every month about any planned changes to community flood maps.