This affidavit is for execution when an original promissory note has been lost. The form provides a description of the contents contained in the original note and the balance due on the note at the time the note was lost. The form must also be signed in the presence of a notary public.
Tennessee Affidavit of Lost Promissory Note
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How to fill out Affidavit Of Lost Promissory Note?
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I (Applicant Name as per id proof), residing at (Address as per address proof) do solemnly affirm and stated as under: I am and my name , appearing on the enclosed ID proof, is single name.
Even if you have the original note, it may be void if it was not written correctly. If the person you're trying to collect from didn't sign it and yes, this happens the note is void. It may also become void if it failed some other law, for example, if it was charging an illegally high rate of interest.
What Should be Included in the AffidavitYour full name.Name of Institution.Period of course.Name of course.Name of marklist or certificate lost.Date of issue of the lost certificate.Registration number of the student.How you lost the certificate.More items...
Losing the original note or a copyThe original copy of a valid promissory note is usually held by the lender, but the borrower should also keep a copy of the signed document. If the borrower does not repay the loan, the lender can pursue appropriate legal action.
You can get a copy of your Master Promissory Notes by going to studentloans.gov and entering your FSA ID. Click on Completed Master Promissory Notes under the menu bar heading that says My Loan Documents. The completed Master Promissory Notes will appear, and you can download them directly.
Affidavit of LossFull legal name of the affiant;Date of birth of the affiant;Address of the affiant;Identifying details of the lost item;The date of loss or discovery of loss;An explanation of the circumstances surrounding the loss; and.The signature and notarization.
Even if a promissory note is lost, the legal obligation to repay the loan remains. The lender has a right to re-establish the note legally as long as it has not sold or transferred the note to another party.
A lost note affidavit is a sworn statement made by the lender that it has lost the original note. The affidavit also contains factual representations from the lender about the status of the note and the loan.
You should demand to see your original promissory note if you are facing foreclosure of your home because only the party that holds the original note is allowed to sue you. If you bought a home, you probably didn't pay cash for it unless you are wealthy or you did a great job of saving money.