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Typically, drivers must report the accident to law enforcement as quickly as possible, although there is no specific statutory time limit. It is best to contact law enforcement immediately if possible. A written report might be required to the Department of Safety within 20 days of the crash.
The purpose of this report is to ensure all drivers were insured ing to state law. Failure to file a personal accident report with the Department of Safety can result in the suspension of driver's license and registration or nonresident operating privileges of any person involved in an accident.
In Tennessee, you are not required to report car accidents that do not result in injuries or cause only very minor property damage. However, you are required to report accidents that result in death, personal injury or property damage exceeding $400.
The state of Tennessee provides a one (1) year statute of limitations for a personal injury case, meaning that injured persons must take legal action within this one-year window in order to make a valid claim.
Leaving the scene of an accident without reporting it to the police might be considered a hit and run offense under Tennessee Code § 55-10-102(a). In addition, waiting too long to contact an insurance company might make the insurance company wary of your claims and more likely to deny your compensation.
As set forth under the provisions of 55-12-104, T.C.A., you must file, or have filed in your behalf, a personal accident report with the Department of Safety, if you were involved in an automobile accident as an owner or driver involving death or injury, or in which damage to property was in excess of four hundred ...
Your report must be submitted to the Department within twenty (20) days from the crash. You can satisfy this requirement by completing the reverse side of this from and mailing it to the Tennessee Department of Safety and Homeland Security, P.O. Box 945, Nashville, TN 37202.
If the accident causes death or injury, results in more than $1,500 in property damage, or results in more than $400 in damage to state or local government property, you are also required to file a written accident report with the police. A report must be filed regardless of who was at fault for the accident.