Subject: South Dakota Sample Letter for Intentions regarding Defense of Priority of Insured Mortgage Dear [Recipient's Name], I hope this letter finds you in good health. I am writing to highlight my intentions and assert my defense of the priority of my insured mortgage in South Dakota. As a conscientious mortgage holder, I aim to ensure my rights are protected under the applicable laws and regulations. First and foremost, I would like to emphasize my commitment to upholding the terms and conditions of the mortgage agreement that I have entered into with [Lender's Name]. This agreement serves as the legal binding document between us, outlining the rights and responsibilities of both parties. Specifically, I want to address any attempts or claims made by third parties to challenge the priority of my insured mortgage. In accordance with South Dakota law, my mortgage has a superior claim over any subsequent mortgages or liens that may have been placed on the property after the initiation of my own mortgage. It is important to note that South Dakota follows a race-notice recording system, which means that the priority of a mortgage is determined by the order of recording as well as notice of the mortgage held by subsequent parties. As such, my insured mortgage, being duly recorded and properly noticed, enjoys a position of priority over any subsequent interests that may attempt to encumber the property. In light of recent events, it has come to my attention that there may be disputes or claims attempting to jeopardize the priority status of my insured mortgage. I must strongly emphasize that any such attempts without legal merit are unwarranted and invalid. I hereby express my determination to undertake all necessary actions to defend the priority of my insured mortgage vigorously. Furthermore, please consider this letter as notice that I am prepared to pursue all available legal remedies to protect my rights and interests as a mortgage holder in South Dakota. This may include, but is not limited to, litigation, seeking injunctive relief, and any other legal measures deemed appropriate. I kindly request your immediate attention to this matter and anticipate your cooperation in defending the priority of my insured mortgage. Please provide a written response outlining the actions you intend to undertake, or any further steps that need to be taken to protect my rights. Thank you for your prompt attention to this matter. I trust in the legal framework of South Dakota to ensure my interests are safeguarded and that all disputes will be handled with fairness and transparency. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address] Additional types of South Dakota Sample Letters for Intentions regarding Defense of Priority of Insured Mortgage: 1. South Dakota Sample Letter for Requesting Legal Assistance in Mortgage Priority Defense 2. South Dakota Sample Letter for Notice of Counterclaim in Mortgage Priority Dispute 3. South Dakota Sample Letter for Requesting Clarification on Mortgage Priority Position 4. South Dakota Sample Letter for Response to Alleged Mortgage Priority Infringement 5. South Dakota Sample Letter for Requesting Mediation in Mortgage Priority Dispute.