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Your biller could accidentally withdraw the wrong amount or double-charge you. It could even fail to withdraw the money at all. Sometimes, companies continue to withdraw money even after you've canceled services. If you're not checking your account regularly, you might overlook an incorrect charge.
To stop payment, you will need to notify your bank at least three business days before the next payment is scheduled to be made. Notice may be made orally or in writing. However, if the notice is made orally, the bank may require you to follow up with written notice within 14 days.
Electronically withdraw money from your account; on a recurring basis, usually at regular intervals like every month.
An automatic withdrawal occurs when you grant your bank permission to make a payment to a creditor from your bank account. Arrange for automatic withdrawals from your checking account to cover recurring expenses - for example, mortgage loans, utility bills, health club memberships, or insurance premiums.
When you use a debit card, the money is taken out of your checking account immediately. You must have enough money in your account to pay for the purchase.