This form is a sample separate answer filed by the defendant in a personal injury claim.
Rhode Island Separate Answer - Personal Injury Accident
State:
Multi-State
Control #:
US-PI-0133
Format:
Word;
Rich Text
Instant download
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How to fill out Separate Answer - Personal Injury Accident?
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Rhode Island is one of the 13 U.S. states that follow a pure comparative fault system. This means, if you have been a victim of a car accident, you can recover a certain amount of compensation for your injuries even though you were negligent in your own driving, regardless of your degree of negligence.
Personal injury protection (PIP) coverage is not required in Rhode Island. This coverage pays for you and your passenger's medical bills, pain and suffering and lost wages after an accident.
Any person failing to stop or comply with the requirements of § 31-26-1 from an accident resulting in personal injury can face the following penalties: Up to 5 years in prison; Up to $5,000 fine; A mandatory driver's license suspension of at least 1 year and up to 5 years total.
In typical no-fault states, drivers are required to carry personal injury protection (PIP) insurance to pay for their own medical expenses after a car accident, regardless of fault. In Rhode Island, PIP is not required.
Key Things to Know About Personal Injury Protection (PIP) PIP auto insurance is required in 12 states. 31 states, including California and Illinois, do not offer PIP coverage. PIP covers medical expenses, funeral expenses, lost income, childcare expenses, survivors' loss benefits, and household services.
Rhode Island, for instance, is considered a ?pure? comparative fault state. This means that even if the plaintiff was 99 percent responsible for a car accident, the defendant can still be held responsible for the other 1 percent.
For example, if the other driver is determined to be 80% at fault and you are determined to be 20% at fault, you can collect for your damages because you were less than 50% at fault. However, the other driver's insurance company might only offer to pay for 80% of your damages.
In Rhode Island, the statute of limitations for filing a personal injury claim is generally three (3) years from the date of the incident for the great majority of injury claims.
Minimum insurance requirements for Rhode Island The minimum amount of Rhode Island auto insurance coverage is $25,000/$50,000/$25,000.
Is Rhode Island a fault or no-fault state? Rhode Island is an ?at-fault,? ?fault,? or ?tort? state for car accidents. That means that the one who caused the crash is the one who pays for damages. To collect injury compensation, accident victims typically file claims with the at-fault driver's insurance provider.