Rhode Island Notice of Special Enrollment Rules
Description
How to fill out Notice Of Special Enrollment Rules?
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FAQ
You qualify for a Special Enrollment Period if you've had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.
Normally, coverage is only available for purchase during the annual open enrollment period, but a special enrollment period allows people to sign up for coverage outside of that annual window, as long as they have a qualifying event.
HealthSource RI was created in 2013 as a part of the implementation of the Affordable Care Act, sometimes referred to as Obamacare. HealthSource RI is one of 12 state-based health insurance marketplaces.
Why do we have an open enrollment period? The open enrollment period was put into place to discourage adverse selection which happens when sick people sign up for health insurance and healthy people don't. It greatly skews the amount of financial risk a health plan takes when insuring customers.
If you purchase health coverage through HealthSource RI: 2022 It will count for purposes of Rhode Island's mandate and will exempt you from Rhode Island's tax penalty. 2022 You may be eligible for a federal tax credit which will reduce the cost of your premium.
Who can use HealthSource RI? People who do not receive affordable insurance through their jobs and employers with 50 or less full-time employees.
If you get married, you're eligible to get coverage effective the first of the following month, regardless of how late in the month you enroll. If you have a baby, adopt a child, or receive a court order for medical child support, the coverage can be backdated to the date of the birth, adoption, or court order.
In person: Arrange for one-on-one assistance from a navigator, who is someone that can walk you through the application process, by using HealthSource RI's online tool or by calling 211. You can schedule an in-person appointment at HealthSource RI's walk-in center, located at 401 Wampanoag Trail in East Providence.
