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You have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion) by visiting AnnualCreditReport.com.
Experian's mailing address for dispute requests is: P.O. Box 4500. Allen, TX 75013. ... Please include all of the following when requesting your dispute: Your full name including middle initial (and generation such as JR, SR, II, III) ... What happens next?
By post: The Experian Team, Customer Support Centre, Nottingham, NG80 7WF.
The 623 dispute method allows you to dispute any inaccurate information on your credit report directly with the original creditor.
Sample Letter to Request a Credit Report Dear Sir or Madam: I would like to request a copy of my credit report file. I am providing the following information to obtain the report. Please contact me if you have any questions or need additional information.
Send Your Dispute to Experian by Certified Mail While you can send your dispute by first class mail, credit bureaus regularly deny having received credit disputes. As such, you should send the dispute by certified mail, return receipt requested.
If you have a document that you would like to submit to substantiate a dispute regarding the information on your personal credit report, you can mail it to Experian's National Consumer Assistance Center at P.O. Box 4500, Allen, TX 75013, or upload your document at experian.com/upload to submit it online.
If you have a document that you would like to submit to substantiate a dispute regarding the information on your personal credit report, you can mail it to Experian's National Consumer Assistance Center at P.O. Box 4500, Allen, TX 75013, or upload your document at experian.com/upload to submit it online.