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The Uniform Appraisal Dataset (UAD) defines all fields required for an appraisal submission for specific appraisal forms and standardizes definitions and responses for a key subset of fields.
Property Condition and Quality Rating Definitions. File No. Requirements - Condition and Quality Ratings Usage. Appraisers must utilize the following standardized conditions and quality ratings within the appraisal report.
To improve the quality and consistency of appraisal data for loans delivered to the government-sponsored enterprises (GSEs), Fannie Mae and Freddie Mac, at the direction of the Federal Housing Finance Agency (FHFA), developed the Uniform Appraisal Dataset (UAD), which defines all fields required for an appraisal
Initially, the UAD will apply only to the following most commonly used uniform residential appraisal report forms (Fannie Mae / Freddie Mac form numbers), which represent the vast majority of appraisals supporting loans delivered to the GSEs: Uniform Residential Appraisal Report (Form 1004/70)
The appraisal report must include the definition of value (e.g., market value), the effective date of value, the subject property's relevant characteristics, and any other special instructions from the lender, Fannie Mae, Freddie Mac, VA, FHA, etc.
What this means is lenders have the ability to request at their discretion, that FHA, REO and PFS appraisals be completed on UAD compliant forms. The UAD standardizes certain data points to support consistent appraisal reporting, regardless of geographic location of the property or any localized reporting conventions.
Self-appraisal PhrasesI communicate my expectations clearly to all stakeholders.I maintain contact with department heads and stay an active part of team meetings.I provide constructive feedback and focus on solving challenges with communication.I present my ideas in a skillful, effective, and professional manner.More items...
7 STEPS OF THE COMMERCIAL APPRAISAL PROCESS7 STEPS OF THE COMMERCIAL APPRAISAL PROCESS.Identify the problem.Determine the scope of work.Collect the data.Analyze the data.Estimate the land value.Form an opinion of value.Prepare an appraisal report.
Raise your home's worth with these simple appraisal tipsReview previous appraisals. Look for issues that lowered your home's value in the past and address those problems.Collect important documents for the appraiser.Prepare for the visit.Tidy up.Invest in curb appeal.Make minor repairs.
How to write a self-appraisalHighlight your accomplishments.Gather data to showcase your achievements.Align yourself with the company.Reflect objectively on any mistakes.Set goals.Ask for anything you need to improve.Get a second opinion.