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Identity theft is a broad term that applies anytime someone steals your personal information, such as your Social Security number, and uses it to create a new account, make a purchase or commit other fraud. Due to the nature of technology and the internet, your personal information is always at risk.
Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain.
Identity theft happens when someone uses your personal or financial information without your permission. It can damage your credit status and cost you time and money.
The four types of identity theft include medical, criminal, financial and child identity theft. Medical identity theft occurs when individuals identify themselves as another to procure free medical care.
Identity theft happens when someone takes your name and personal information (like your social security number) and uses it without your permission to do things like open new accounts, use your existing accounts, or obtain medical services.
Warning signs of identity theft Bills for items you did not buy. Debt collection calls for accounts you did not open. Information on your credit report for accounts you did not open. Denials of loan applications. Mail stops coming to, or is missing from, your mailbox.
Criminal identity theft occurs when someone cited or arrested for a crime uses another person's name and identifying information, resulting in a criminal record being created in that person's name.
Identity theft is when someone uses another person's financial or personal data, usually for monetary gain. This means a fraudster may take sensitive information like names, birthdates, Social Security numbers, driver's license details, addresses, and bank account numbers or credit card numbers.