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Identity Theft Credit Card Fraud tops the list of identity theft types reported in 2022. The FTC received 441,882 reports from people who said their information was misused with an existing credit card or when applying for a new credit card.
Financial identity (ID) theft is the most common type of identity theft. However, ID theft can happen in many forms. Early detection is key to minimizing damage when your personal information is stolen.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
Physical Theft: examples of this would be dumpster diving, mail theft, skimming, change of address, reshipping, government records, identity consolidation. Technology-Based: examples of this are phishing, pharming, DNS Cache Poisoning, wardriving, spyware, malware and viruses.
Credit card fraud tops the list of identity theft crimes, and some experts estimate that over 80 percent of credit cards currently in people's wallets have already been compromised.
Specifically, Congress directed the Commission to establish procedures to: (1) log the receipt of complaints by victims of identity theft; (2) provide identity theft victims with informational materials; and (3) refer complaints to appropriate entities, including the major national consumer reporting agencies and law ...