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Ask a third party such as an ombudsman to help with your dispute. File a complaint with your state department of insurance, which regulates insurance activity and insurer compliance with state laws and regulations. Seek arbitration if that is an option in your policy. File a legal claim against the insurer in court.
Unfortunately, the insurance you have in your home state won't necessarily cover you in Puerto Rico. That's because the island is not a U.S. state. It's a territory, so not all of the rules on the mainland apply here. Healthcare providers here are different, so insurance providers are different too.
Registration of Complaints with the IRDAI by Policyholders: Can make use of the Bima Bharosa system - IRDAI Portal at for registering the complaints themselves and to monitor the status of the complaints.
We understand and answer to the needs of local communities, while providing nationwide healthcare coverage that opens doors for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.
Puerto Rico's special Medicaid program provides free or low-cost health services for low-income individuals. About half of Puerto Rico's population qualifies for Medicaid, which is somewhat different from the mainland's.
The public healthcare sector in Puerto Rico is generally well-managed and is handled via a government-run program. No, healthcare is not free. However, the government provides insurance for those who qualify for the ?la Reforma?, a government-funded program.
Car insurance in Puerto Rico can be pricey, especially if you need comprehensive cover. On average, policies range from $800 to $1,300 annually depending on how much coverage is purchased and your age as a driver.