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Pennsylvania, on the other hand, is different. It's considered a ?no-fault? state. Here, each party involved in an accident seeks compensation for lost wages and medical bills from their insurers, regardless of who caused the incident.
Owner Liability in Negligent Entrustment Cases In Pennsylvania, when car owners lend their vehicles to another driver, they can be held legally responsible for any ensuing accidents.
If you gave the driver permission to drive, then your car insurance will cover the accident. But if you can prove they weren't given permission to drive or if they're specifically excluded from your policy, then your insurance won't cover them and they'll be liable for the damage they caused.
Even in a cut-and-dry case where an insured driver is on the policy and at fault, it can be difficult to get the payout you're entitled to. When a driver is not listed on the insurance policy, the insurer may dispute liability (or fault) because the person involved isn't covered.
Certainly! In the case of a car accident that occurred in Pennsylvania, you would typically file a lawsuit in the county where the accident happened or where the defendant (the person being sued) lives.
If someone else is driving your car and another person causes the accident, the at-fault driver's insurance is usually responsible for covering costs. On the other hand, if the driver of your car is at fault, your car insurance will usually cover damages.
Reportable Accidents Personal injuries which require medical attention. Damage to any vehicle involved to the extent that it cannot be driven under its own power in its customary manner without further damage or hazard to the vehicle, other traffic elements, or the roadway, and therefore requires towing.
Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.