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Consequently, only COJs signed by parties that were New York residents at the time of signing are enforceable. This does not preclude the enforcement of COJs against parties that resided in New York when they signed the confession but moved outside of the state afterward.
Pennsylvania judgments are valid for 5 years. Judgments can be revived every 5 years and should be revived if a creditor is attempting to actively collect on the debt. Judgments also act as a lien against real property for up to 20 years or longer if properly revived.
To enforce a confession of judgment, the landlord or creditor will file a complaint with the county prothonotary's office. The Pennsylvania Rules of Civil Procedure set forth very specific requirements when filing a complaint.
Definitions. ''action'' means a proceeding to enter a judgment by confession for money pursuant to an instrument, other than an instrument executed by a natural person in connection with a consumer credit transaction, authorizing such confession.
: acknowledgment by a debtor of a claim and consent that a judgment may be entered usually without notice or hearing for the amount of the claim when it is due and unpaid compare cognovit note at note.
Rule 2959 - Striking Off or Opening Judgment. Pleadings. Procedure (a) (1) Relief from a judgment by confession shall be sought by petition. Except as provided in subparagraph (2), all grounds for relief whether to strike off the judgment or to open it must be asserted in a single petition.
Rule 2957 - Praecipe for Writ of Execution; Amount; Items Claimed; Certification (a) Plaintiff may include the amount due, interest, attorneys' fees and costs in the praecipe for a writ of execution under Rule 2963(5).
This quote means that the judgments we make about others are a reflection of our own character.