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The Letter stated that a debt of $235.98 owed by Scheuer ?is withthe Letter contained certain false, misleading, and deceptive statements. The short. The use of false, deceptive, or misleading practices in debt collection. Debt collectors may not make misrepresentations to consumers, including: falsely ...Collection activity and data furnishing to consumer reporting agencies.A debt collector may not use any false, deceptive, or misleading representation ... State level consumer protections vary greatly and cover a wide rangeUsing any false, deceptive, or misleading representation or means ... A consumer collection agency, or debt collector, is any person whomay not use any false, deceptive or misleading statements when collecting a debt. By C Stueben · 2010 · Cited by 22 ? collection letter is false, misleading, or deceptive to the least sophisticated consumer under the Fair Debt Collection Practices Act (FDCPA). Some. This Fair Debt Collection Practices Act case is before the Court for consideration of the Plaintiff's Motion for Partial Summary Judgment (Doc. 73). The ... Since lenders, loan servicers, credit card companies and debt collectors employ standardized practices and forms in communicating with large numbers of ... statutes?Debt buyers collecting on credit-card debt and their attorneys?any false, deceptive, or misleading representation or means in. Summary. The Bureau of Consumer Financial Protection (Bureau) proposes to amend Regulation F, 12 CFR part 1006, which implements the Fair ...