When applying for a mortgage in Pennsylvania, a proof of residency is required to establish your current residential address. This documentation serves as evidence that you are a Pennsylvania resident and helps lenders assess your financial stability and eligibility for a mortgage. Here is a detailed description of what constitutes Pennsylvania Proof of Residency for Mortgage, along with some of its different types: 1. Pennsylvania Driver's License: The Pennsylvania Department of Transportation issues driver's licenses, which prominently feature your current address. This document is widely accepted as proof of residency for a mortgage application. 2. Pennsylvania Identification Card: If you do not possess a driver's license, you can use a Pennsylvania state-issued identification card as an alternative. Similar to a driver's license, it includes your current address. 3. Voter Registration Card: Your Pennsylvania county voter registration card reflects your residential address and can be submitted as valid proof of residency for a mortgage. This card confirms your active participation in the electoral process. 4. Utility Bills: Current utility bills, such as electricity, water, gas, or cable, in your name and reflecting your Pennsylvania address, are commonly accepted as proof of residency for mortgage applications. These bills serve as evidence that you are responsible for paying utility services at the stated address. 5. Rental Agreement or Lease: A signed rental agreement or lease agreement for a Pennsylvania property can be used to indicate your residency. These documents demonstrate your legal obligation as a tenant and provide relevant information such as your name, address, and lease term. 6. Mortgage Statement: If you already own a property in Pennsylvania, presenting a current mortgage statement with your name and property address can act as proof of residency. This document verifies your residence at the specified address. 7. Property Tax Bill: The Pennsylvania property tax bill issued by your county government can be used as proof of residency when applying for a mortgage. It displays your name, property address, and indicates your residential status. 8. Bank or Financial Statements: Recent bank or financial statements displaying your Pennsylvania address, such as checking or savings account statements, can serve as proof of residency. These documents demonstrate your established ties to the state. It's important to note that different lenders may have specific requirements regarding proof of residency, so it's advisable to check with your chosen mortgage provider for their preferred documentation. Providing accurate and up-to-date proof of residency is crucial to ensure a smooth mortgage application process in Pennsylvania.