An agreement modifying a loan agreement and a deed of trust should be signed by both parties to the transaction and recorded in the office of the register of deeds and deeds of trust where the original deed of trust was recorded. Such a modification or extension is contractual in nature and must be supported by consideration. This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.
Pennsylvania Extension of Loan Agreement Secured by a Deed of Trust as to Maturity Date and Increase in Interest Rate
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While state firearms laws vary on this subject (for instance, in Pennsylvania an individual can lend shotguns and rifles but not handguns, unless the person receiving the handgun has a license to carry firearm), Federal law specifically allows one to lend a firearm to another individual, provided the individual is not ...
Maximum Lawful Interest Rate. --(a) Except as provided in Article III of this act, the maximum lawful rate of Page 2 interest for the loan or use of money in an amount of fifty thousand dollars ($50,000) or less in all cases where no express contract shall have been made for a less rate shall be six per cent per annum.
(a) Offense defined. --No person shall make any loan secured by mortgage, deposit or pledge of a firearm, nor, except as provided in subsection (b), shall any person lend or give a firearm to another or otherwise deliver a firearm contrary to the provisions of this subchapter.
LOAN INTEREST AND PROTECTION LAW (USURY LAW)
Section 404 - Right to cure a default (a) Notwithstanding the provisions of any other law, after a notice of intention to foreclose has been given pursuant to section 403 of this act, at any time at least one hour prior to the commencement of bidding at a sheriff sale or other judicial sale on a residential mortgage ...
This means that the pricing thresholds for a "high cost mortgage" contained in the CFPB Regulations (the "Points and Fees Thresholds") will be the triggers for determining what is a "covered loan" under the CEPA, and the definition of "covered loan" will include purchase money mortgage loans and home equity loans and ...
Pennsylvania interest rates laws, for instance, cap interest at 6 percent. Laws limiting the amount of interest often are called "usury" laws.
Pennsylvania interest rates laws, for instance, cap interest at 6 percent. Laws limiting the amount of interest often are called "usury" laws.