The Pennsylvania Confession of Judgment is a legal document used to acknowledge a debt or obligation and to allow a third party to enter a judgment against the debtor or obliged without going to court. It is often used as a form of security for a loan or other type of debt. The Confession of Judgment is made by the debtor in favor of the creditor or lender, and is usually accompanied by a promissory note or other agreement. The Confession of Judgment is typically drafted in accordance with Pennsylvania law and can be used in various types of debt situations, including commercial and consumer transactions. The document must be signed by the debtor and witnessed by a notary public. Once the document is filed with the county clerk, the judgment is entered against the debtor without the need for a lawsuit or court appearance. Different types of Pennsylvania Confession of Judgment include the Small Loan Confession of Judgment, the Installment Confession of Judgment, and the Unconditional Confession of Judgment. The Small Loan Confession of Judgment is used for consumer loans under $25,000 while the Installment Confession of Judgment is used for larger consumer loans. The Unconditional Confession of Judgment is the most comprehensive type of Confession of Judgment and allows the creditor to enter a judgment with no further action required from the debtor.