This form is a sample answer and defenses filed by the defendant in response to a complaint filed by the plaintiff. This form lists multiple affirmative defenses from which to select.
Oregon Personal Injury Answer - Accident - Contract Involved
State:
Multi-State
Control #:
US-PI-0230
Format:
Word;
Rich Text
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FAQ
You should NOT, however, give a statement of any kind to the other driver's insurance carrier before consulting with an experienced attorney who can advise you of your rights and protect you from insurance company tactics designed to minimize your compensation payout.
Your insurance company will only pay up to the bodily injury limit specified in your policy. If the person suing you demands more than that amount, that person can sue you personally for it. That's why it's important to make sure you have the right auto insurance before you're involved in an accident.
Personal injury compensation awards will be calculated based on the type and seriousness of your injury, and any other losses you have suffered as a result, such as medical bills or if you cannot work.
This coverage is provided no matter who's at fault, up to the limits of the policy. Med Pay isn't available in the state of Oregon, but PIP is required. It covers medical expenses that result from injury or death, regardless of who's at fault in a car accident. Those benefits may include lost wages.
Liability insurance generally follows the vehicle in Oregon, not the person.
Personal injury protection (PIP) is a mandatory form of auto insurance coverage for all drivers in Oregon except motorcyclists. Each PIP insurance policy must provide at least $15,000 of coverage per person injured in an accident, which can be used to pay for medical expenses, lost wages and other related costs.
In Oregon, the statute of limitations for filing a lawsuit on personal injury claims like motor vehicle accidents or dog bites is two years from the accident date. ORS 12.110(1). That means you have two years from the date you are injured to file a lawsuit against the responsible party for compensation.
Minimum Insurance Requirements The minimum insurance a driver must have is: Bodily injury and property damage liability. $25,000 per person; $50,000 per crash for bodily injury to others; and.